As a homeowner (62 or over) of a single family residence, 1-4 unit building or an FHA approved condo, you can convert a portion of your home equity into non-taxable, non-recourse cash, retain title and continue to live in your home. FHA-insured Home Equity Conversion Mortgage (HECM) loans were created for the benefit of senior homeowners. Avoid spending down savings and portfolio investments. Let a HECM work to preserve cash, eliminate monthly mortgage payments and supplement retirement income, help fund in-home care, pay for home modifications or repairs, or just about anything.
To help you learn more about HECM’s (Reverse Mortgages), I am happy to visit with you individually and educate your staff at your convenience. My goal is to fully educate you and your advisors so that you can make an informed and wise choice.
Mary E. Knippel, Writer Unleashed at YourWritingMentor.com, transformational author, publisher and inspirational speaker, is fiercely committed to guiding you to leverage your impact through writing. She is the creator of virtual presentations and webinars including “3 Keys to Unleashing Your Story,” and the “Unleash Your Fame & Fortune Blogging Course.” Mary is also the co-creator and co-facilitator of “Be Your Own Editor: Know Your Protagonist and Antagonist” and “For Theme Sake: Edit Your Own Manuscript Before Pitching.” Using the power of storytelling, she helps you gain clarity and confidence in the words and the way you connect with the world, to unleash from the stories keeping you silent, to reclaim your voice and share you unique message. No one can tell your story from the inside out and you deserve to Live a Life Unleashed! As a journal writer since the age of 11, and a journalist for over 30 years, Mary knows the enormous power and healing capabilities of the written word. A two-time breast cancer survivor she used writing and other creative tools in her recovery and chronicles the results in her upcoming book, The Secret Artist, where she shares what she has learned to help you move from survive to thrive. Learn more about Mary’s virtual classes and workshops, receive free writing tips and techniques as well as what to do about writer’s block, or invite her to speak to your group, by visiting her website at http://www.yourwritingmentor.com.
I help people recover from grief and loss using the Grief Recovery Method. I also guide people in a healing and growing process to tap into their authentic self, have satisfying relationships and reach their life goals. I have experience navigating the terrain of depression, anxiety, self-doubt, insecurity, and individuating from parents. I used a variety of modalities including mindfulness, inner parts work, narrative therapy, somatic therapy, psychodynamic therapy and grief work.
Let’s Change The World TOGETHER!
Get Your Glow On – Transforming Your Relationship with Yourself Changes Everything in Your Life From Ordinary to Extraordinary
Katie is known for her heart centered and powerful commitment to her clients. She sees what’s unseen and hears what’s not being said. Katie offers a bright light and new language to identify and reveal the blind spots that trip us up and keep us in familiar cycles of pain and dysfunction.
After 30 years in the human potential movement Katie has cracked the code for living an Extraordinary and Glow-full life. She has learned from, and trained with the masters, and has now developed tools, tactics, behaviors and practices that are not taught anywhere else. Katie’s secret sauce is her commitment and love for her clients. She creates a deep level of trust and journeys with them into their awakening, creating an accountable and liberated life where everything changes from ordinary to extraordinary.
Katie’s clients have made the choices to:
· Move from dysfunction to harmony in the home and work space
· Move from taking things personally to living with curiosity
· Respecting themselves by standing in their power with confidence and joy
· Creating affection, intimacy and devotion in their primary relationships
· Raising the standards in their lives by changing their beliefs and stories
· Live the GLOW principals of Growing, Loving, Opening and Willing
Katie’s clients are no longer willing to live in pain or lack or to let their circumstances determine their choices and outcomes. They are no longer willing to put off their dreams for more love, connection, freedom, joy, expansion, abundance, financial freedom and seeing the bigger picture of what’s possible in their lives and in the world. They understand that yesterday is already to late.
I offer Reverse Mortgages up to $4,000,000! You get the benefit of tapping in to the home’s equity even when a traditional equity loan or second mortgage might not be available.
I have years of experience in banking and finance and want to help my clients stay in their homes while taking advantage of the equity that they’ve built for living, travel or other expenses in the retirement phase of their lives.
Bringing my enthusiasm, integrity and love of helping people, together with the passion for challenge is why I choose to be a Realtor. Buying or selling a home should not be a stressful event, but when those moments arise, so will I to guide you through. Let me work for you and help straighten out and navigate those curves. Buying a house should and can be exciting and selling a house should be a time of looking forward to life’s next adventure.
I have the dream job – Independent Consultant with Rodan + Fields. Drs. Katie Rodan and Kathy Fields turned teen acne care into a multi-billion dollar, global industry during the 1990’s with the creation of Proactiv Solution. They are doing it again with Rodan + Fields by bringing their proprietary skin care solutions out of the medical office to everyone.
These uniquely effective skincare solutions are designed by two of the most respected dermatologists in the country with a legacy of delivering on what they promise. Using Rodan + Fields products is as close as you can get to visiting a dermatologist…without an appointment.
“skin, it’s a beautiful thing….wear it well”
I have always been a dreamer even when I forgot how to dream. My struggles with my dreams are not in my resume. In fact, looking at my resume, you might think “how, she’s done so much and gone so far,” and you would be right. You can see my successes, my achievements, my awards, and my jobs and promotions. What you might not always see is me in that list. What you won’t see are the dreams that I stuffed in order to survive day to day. Like you, I am more than just the role of woman, wife, mother, business owner, crafter and more. Who are you in the roles you present?
My life is about making choices to grow on this level. I want to lead an amazing life. You deserve more than you are settling for. What choices have you made that led you to where you are today. I know that I chose a path that took me into the leadership ranks of the military. This path also led me to the extraordinary man to whom I have been married for 38 years and more. He has been my soul-mate, lover, partner, and friend. He fills my dreams with what we accomplish today and where we are going tomorrow. He is my sounding board on my ideas and is my cheerleader when the journey begins on a new venture. With him, we created and raised two of the most extraordinary daughters. They have each taken different paths with one success in business with studies in entrepreneurship and the other taking the culinary / hospitality road. Each has found and lost love in their lives and are seeking that true partner with whom to create a fabulous life.
I believed that I could have it all, career and motherhood. So I chose the path that included both. When the strain of a 9 to 5 J-O-B was showing me a life that often missed key activities in my children’s lives, I chose the business ownership route. While this was not a bed of roses as it had major thorns, there was a freedom to take the time to go to a dance rehearsal, to go on a field trip, to be at a dance competition and to be there when there when they were both joyous and hurting. I thought I was living a life by design not default. Boy was I wrong!
In 2008, my world began to crash and burn. In the rush and demands of being a business owner with, at that time 3 divisions of my business, I had put my dreams in a really nice box, tied it with a beautiful ribbon and placed it on a shelf in the back of my mental closet, never to be seen again. Dreaming was not what it was all about. It was the daily struggle to find new clients, service those that I had and try to keep my head above water when it came to financial responsibilities. Looking back, I made many really bad decisions about whether to move back into commercial space, what people to hire, and whether to take that loan that I didn’t need right then. I was definitely functioning with my head either in the sand or at least narrowly focused down at my feet watching me take one step at a time. At that same time, my husband retired from his law partnership only to start his own solo practice. If timing is everything, this was the wrong time. Slowly, he rebuilt his book of clients and cases. Still we had no time for our dreams.
My husband and I decided to take a drastic step to get out of this swamp because we were definitely up to our ass in alligators and didn’t remember how we had gotten into the swamp. We downsized drastically by selling our 3700 square foot home of 18 years and moving into a 940 square foot apartment. Our offices once again moved to commercial space and we were together in this healthy environment. This was also the time I was introduced to two companies that have had me take a look on that shelf, pull the box down, unwrap it and re-envision those dreams. I am now charting my path by using the stars and not staring at the ground, avoiding the potholes on the path or weather the storm if they catch me off guard, and am realizing pieces of the dream each day, knowing that I am helping other people to begin to dream again whether that dream involves their health, their finances and/or their limitations.
So, where am I going? I am going to live in Dornach, Scotland where I will create the days as I want. I will travel to all my favorite locations as well as discover new wonders in this amazing country. I will still sample and enjoy the best single-malt Scotch whiskeys on the planet. I will craft in the evenings or take long walks in the heather with my husband, who, by the way, is golfing every day he wants at his favorite courses. I also maintain a healthy lifestyle through diet and exercise and am at my ideal weight with ease. I am bringing this concept to the world as I travel around with my husband. Together, we also get to spend long periods of time with our daughters and their families where ever in the world they may live. Hawaii in the winter is also a dream of mine so that there is warm winds and sea breezes in our winters. These are my dreams. What are yours? Come along with me – Take the Dare!!
My name is Grace Abigail Lopez and I am from Paychex Inc. I am a territory manager for Alameda/Oakland. I help business owners and solo-preneurs be compliant with labor laws by providing human resource, payroll and worker’s comp services. I also help accountants grow their payroll business through marketing and providing a payroll platform for thier business clients. Do you have any questions about taxes and labor laws?, let’s connect.
Mpho Perras is a Licensed Marriage and Family Therapist and Owner of Peaceful Thoughts Therapy in Oakland, California. She has a passion for working with successful women, who are dealing with depression and anxiety. Mpho helps her clients address possible causes of mental health issues including self-esteem, trauma, grief/loss, stress, life transitions and discrimination. Mpho offers a safe place for women to reveal their private thoughts and feelings, conquer self-doubt, overcome self-criticism, recognize their inner worth and discover their authentic self. Mpho recently authored “Peaceful Thoughts Journal for the Working Woman”. The journal is a place for the working woman to write down her innermost thoughts and feelings without judgment, with the hope that once her feelings are on paper, she can begin her journey towards inner peace. It contains prompts and self-care tips. It can be found on Amazon.
Couples Therapy (committed, premarital and marriage counseling)
Mpho is a native of the Bay Area. In her free time she enjoys traveling, Zumba, and spending time with her husband and two daughters.
Jennifer has more than 25 years experience in nonprofit marketing communications, and has won several awards for her work.
Most recently, Jennifer was director of communications for 16 years with Hospice Foundation in Monterey County, helping to raise the profile of the organization regionally and locally. She helped raise awareness of end-of-life care issues, establishing a coalition of 40 organizations that worked together to reach out and educate the community about care choices and planning for the end of life.
She was a founding staff member of Hospice Foundation which as a start-up had no public identity and 16 years later was awarding more than $1 million in grants to 12 non-profits. She developed and organized workshops, educational conferences, school outreach programs and other events to advance the organization’s message across diverse audiences and communities in Central California. She developed a comprehensive communications and branding strategy, creating and maintaining a robust online presence, overseeing and writing printed materials, annual report and other collaterals, and she developed and managed advertising promotions and media relations.
With a bachelor’s degree in journalism from Cal Poly San Luis Obispo and a master’s in public administration from CSU Dominguez Hills, Jennifer began her career in public relations and advertising agencies in the San Francisco Bay Area. She has won several awards for her work, recognizing her resourcefulness, creativity, and strategic thinking, and her high dedication to public service and the nonprofit sector.
Jennifer is on the board of directors for East Bay Women’s Network, serving as its marketing manager; and is the marketing manager for the Tri-Valley Nonprofit Alliance. She also handles the social media strategy for the Nonprofit Alliance of Monterey County, and maintains her freelance practice from her home in Castro Valley. She is also a part-time substitute teacher for K-5 students in the Castro Valley Unified School District.
Laurie is an RN, healing touch certified practitioner, certified clinical aromatherapist and certified in guided imagery. She left western medicine because she wanted to treat the whole person and get to the root cause of the illness rather then just treat symptoms. She believes health and illness involves the body, mind and spirit and all must be addressed for true healing to occur and to maintain health.
Laurie first became interested in holistic (also called complementary) therapies in the early 1980s when she returned to college to get her bachelor’s degree in nursing. She did a study on guided imagery and chronic pain relief. Holistic therapies were not widely accepted at that time so she continued with western medicine knowing that one day she would return to holistic therapies.
Laurie’s experience as an RN is very diverse, from critical care unit, telemetry unit and emergency room to visiting home health nurse and asthma nurse specialist. In her 30+ years of nursing she observed that many people did not improve with medications and surgery, especially those with chronic issues. She also realized that holding someone’s hand, giving them a back rub or just listening to them frequently relieved pain as well as or better then medication.
In 2007 two separate incidents occurred to put her back on her holistic path. First she took a class in healing touch, a form of energy medicine founded by an RN. She loved it and saw all the ways it could help people to heal. She continued her training and became certified in 2008. She started a part-time private practice while working part-time in a hospital emergency room. Second a nursing colleague and friend introduced her to essential oils. She experienced such good results using the oils on herself, family and friends that she starting using them in her healing sessions with great success. She studied and became a certified clinical aromatherapist.
Laurie was still fascinated with the power of the mind and guided imagery from the study she did in college. She searched the web and found the Academy of Guided Imagery which is founded by Dr. Bressler whose book she based her study on! That was a year long program which she completed in 2010 for certification.
Laurie’s holistic healing experiences include an internship at a wellness center, home visits, volunteering at a complementary therapies clinic for low income women with cancer and her private practice in Alameda. Laurie loves working with clients that want to take an active role in their health and healing. She believes in educating people about self-care techniques, giving them information about various holistic therapies and is able to see each client’s unique strengths and abilities. She enjoys providing client’s with a safe, relaxing, nurturing environment so they can release fear, stress and anxiety in order to take control of their health and feel empowered.